Understanding Types of 401(k) Notices and When to Take Action
If you’re unfamiliar with the ins and outs of 401(k)s, you may not know which notices should move you to act and which are purely informational.
These Are the Safest States to Retire, According to the FBI
Where to spend your golden years? There’s a lot to consider — including safety.
Where Humans Still Have the Edge on AI
This new era of AI can feel intimidating for the limited, lumbering life forms that created it. We now need to look harder to see where our unique value still lies.
Traditional IRAs and Roth IRAs
A traditional IRA is a personal savings plan that offers tax benefits to encourage retirement savings. In 2025, you can contribute up to $7,000 per year (an additional “catch-up” contribution of $1,000 is allowed if you are age 50 or older). You and your spouse together may contribute double the annual limit, even if your […]
The Fed Could Be Done Cutting Its Interest Rate For a While—What Should You Do?
The fed funds rate influences interest on all kinds of borrowing costs, including auto loans, credit card interest, and mortgage rates. That means Wednesday’s developments could affect your budget going into the new year. Here’s what you may want to do after the Fed’s rate cut.
Applicable Exclusion Amount
The applicable exclusion amount allows you to pass a certain amount of your property free from federal gift and estate tax.
Estimating Estate Tax Liability
As the old saying goes, you can’t cheat death or taxes. In fact, you might still owe taxes after you die! One of these taxes is the federal estate tax. Generally, this is a tax that may be imposed on property owned by you (or deemed to be owned by you) at the time of […]
Upside and Downside of Using the Applicable Exclusion Amount Now
The applicable exclusion amount is the amount that can be sheltered from federal gift and estate tax by the unified credit. The basic exclusion amount is $13,990,000 (in 2025, $13,610,000 in 2024). In 2011 and later years, the unused applicable exclusion amount of a deceased spouse is portable which may make it easier for you […]
My Company Is Offering Shares to Employees. Should I Buy Them?
Maybe, but don’t overdo it
Estate Tax Changes Under Recent Tax Acts
Find out more
