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Financial Planning, Wealth & Tax Advisory

Half of renters live somewhere they can’t afford

Half of US renters spend over 30% of their income on housing, census data indicates. Skyrocketing home prices and rents, driven by supply shortages and high interest rates, are to blame. Black and Hispanic renters are the most cost-burdened, with over half exceeding the 30% rule.

Interest Rate Cuts: A Blessing or a Curse for Your Stocks?

Of the last 10 Fed policy-easing cycles—going back to 1974—the S&P 500 has returned 11% on average in the 12 months following the first rate cut. That’s slightly below the index’s average return of 12% a year since the start of the 1970s. However, half of those 10 rate cuts were followed within 12 months […]