Medicare Planning
Medicare Planning
Unexpected and unplanned healthcare costs are some of the biggest threats to a successful retirement. With the rising costs of medical care and long-term services, making informed Medicare decisions is essential to preserving the wealth you’ve worked a lifetime to build. That’s why our Medicare planning services are designed to fit seamlessly into your holistic wealth management strategy.
A Proactive Approach to Decision Making
Just as we design tax-efficient income strategies, we apply the same precision to Medicare. Our goal is to prevent avoidable costs, minimize financial surprises, and ensure your healthcare choices support your lifestyle and legacy goals.
Whether you’re approaching age 65 or already enrolled, we help you:
Understand and choose between Medicare Parts A, B, C, and D
Evaluate Medicare Supplement (Medigap) and Advantage Plan options
Optimize timing for enrollment to avoid costly penalties
Coordinate healthcare expenses within your income distribution plan
Plan for long-term care coverage and future healthcare needs
Managing IRMAA surcharges with strategic income planning
Many retirees are surprised to learn that higher income levels can lead to substantial increases in their Medicare Part B and Part D premiums through IRMAA (Income-Related Monthly Adjustment Amount) surcharges. These hidden costs can quietly erode your retirement income if not addressed with proper planning. At Assured Concepts Group, we proactively integrate Medicare decisions with your income distribution and tax strategies to help minimize these avoidable expenses.
We’ll help you understand:
Meet Your Medicare Specialist
Wayne Brownell, our dedicated Medicare Specialist, along with a team of mentors, bring years of expertise to help you make confident, informed decisions. As part of our holistic approach, Wayne works together with your advisor to seamlessly integrate Medicare choices into your broader financial plan.
The Assured Concepts Difference
At Assured Concepts Group, Medicare planning isn’t a standalone add-on, but a critical part of your overall wealth strategy. We integrate Medicare planning directly into your custom Bucket Plan® to ensure your healthcare expenses are covered in the right timeframes without jeopardizing your long-term goals, all while helping to minimize healthcare risks, manage IRMAA surcharges, protect assets from long-term care costs, and ensure your Medicare decisions support both your tax strategy and legacy plans.
When you work with us, you can feel assured knowing every decision works together to protect your health and your wealth.
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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by outside parties to provide information on a topic that may be of interest. These outside parties are not affiliated with the named representative, broker – dealer, state – or SEC – registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. Assured Concepts Group Ltd. is neither a broker-dealer nor an investment adviser. Securities and Variable Insurance products are offered through Purshe Kaplan Sterling Investments www.pksinvest.com, member FINRA / SIPC , www.finra.org, www.sipc.com. Advisory services provided through Assured Advisory Group, LLC, a Registered Investment Advisory Firm. Purshe Kaplan Sterling Investments is a full service brokerage firm, operated primarily through independent registered representatives. Investing involves risk including loss of principal. The information provided is not directed at any investor or category of investors and is provided solely as general information about products and services or to otherwise provide general investment education.
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