Specialized Financial
Planning for Women
About
Customized Solutions For Women's Financial Obstacles
Retirement planning is a crucial aspect of financial security, especially for women who face unique challenges impacting their financial well-being. Women typically live longer than men, may experience career interruptions, and often encounter income disparities due to the gender pay gap. These factors underscore the importance of a specialized approach to retirement income planning.
At Assured Concepts Group, we understand these challenges and are dedicated to helping you navigate them. Our personalized income strategies ensure you maintain your lifestyle, achieve your retirement dreams, and enjoy peace of mind knowing your financial future is secure.
How We Help With
Women’s Financial Planning
We delve deep into the specific issues women face in retirement planning and provide tailored solutions:
Our solutions
1. Mitigating Longevity Risk
We design [a] safe money assets to remove near term risk to retirement income, along with [b] long-term growth assets to backup the “safe” income funds as they get used.
Health Care Planning: We help you secure adequate health insurance and plan for potential long-term care needs.
Maximizing Social Security Benefits: By considering strategies like delaying retirement, we help you maximize your Social Security income.
Our solutions
2. Bridging the Gender Pay Gap
On average, women earn less than men, resulting in lower lifetime earnings and savings. This persistent wage gap can significantly impact your ability to save for retirement.
Maximizing Retirement Contributions: We strategize ways to maximize your contributions to retirement accounts like 401(k)s and IRAs.
Negotiation Coaching: We provide resources to help you advocate for pay equity and negotiate salaries effectively.
Investment Opportunities: We identify higher-paying investment options to help close the savings gap.
Our solutions
3. Managing Career Interruptions
Many women take career breaks for caregiving, impacting their retirement savings and Social Security benefits.
Prioritizing Savings: We create plans to prioritize savings during your working years.
Spousal IRA Contributions: We explore options like spousal IRAs to continue building retirement savings even when you're not earning an income.
Flexible Work Strategies: We help you find part-time work or freelance opportunities to maintain career momentum and Social Security earnings.
Our solutions
4. Balancing Caregiving Responsibilities
Women often assume caregiving roles for children, spouses, or elderly parents, affecting their ability to save and invest.
Long-Term Care Insurance: We assist in planning for loved ones' care through insurance and financial support strategies.
Community Resources: We connect you with community resources to share caregiving responsibilities and reduce financial burdens.
Financial Planning for Caregiving: We integrate caregiving costs into your financial plan to ensure you're prepared for these expenses.
Planning
What Is Specialized Financial Planning for Women?
Specialized financial planning for women is a tailored approach to financial advising that addresses the unique financial challenges and circumstances women often face throughout their lives.
This personalized planning recognizes that factors such as longer life expectancies, career interruptions, wage gaps, and caregiving responsibilities can significantly impact a woman's ability to save, invest, and prepare for a secure retirement.
It’s about more than just managing money; it's about recognizing and addressing the unique financial journey women experience.
By tailoring financial strategies to meet these specific needs, women can overcome challenges, seize opportunities, and build a secure and prosperous future.
At Assured Concepts Group, we're committed to providing personalized financial planning services that empower women to achieve their financial goals. Our expertise in addressing the distinct issues women face ensures that you receive the guidance and support necessary to navigate your financial journey with confidence.
Financial Security Over a Longer Retirement
With longer life expectancies, women need to ensure their savings last throughout a potentially extended retirement period.
Closing the Savings Gap
Addressing income disparities requires tailored strategies to maximize earnings and retirement contributions.
Compensating for Career Interruptions
Specialized planning helps mitigate the financial impact of career breaks due to caregiving responsibilities.
Managing Caregiving Costs
Customized financial plans can alleviate the strain of caregiving on retirement savings.
Inflation and Healthcare Costs
Planning helps manage higher healthcare expenses and the rising cost of living without depleting your savings.
Our Process
At Assured Concepts Group, we provide a comprehensive 5-step approach to women's income planning:
01
In-Depth Financial Assessment
We evaluate your current financial situation, including income, expenses, assets, and liabilities, with a focus on the unique challenges you face.
02
Identifying Specific Challenges
We discuss issues such as longevity risk, career interruptions, caregiving responsibilities, and the gender pay gap as they pertain to your circumstances.
03
Customized Strategy Development
We craft a personalized income plan that addresses your specific needs, ensuring financial stability and growth.
04
Implementation and Support
Our team guides you through implementing your plan, providing ongoing support and adjustments as needed, especially during life transitions.
05
Education and Empowerment
We empower you with financial literacy resources and knowledge to make informed decisions about your financial future.
Schedule a complimentary consultation today!
04
Implementation
We guide you through executing the plan, assisting with paperwork, policy selection, and coordination with other professionals as needed.
05
Ongoing Review
Because your life is ever-changing, we offer regular reviews to adjust your plan accordingly, so it remains aligned with your needs and goals.
Schedule a complimentary consultation today!
Ready to get the most from Women's Planning?
We invite you to schedule a visit with us to discuss a financial plan that aligns with your goals and addresses the unique challenges you face as a woman in today’s world.
Schedule a complimentary consultation today!
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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by outside parties to provide information on a topic that may be of interest. These outside parties are not affiliated with the named representative, broker – dealer, state – or SEC – registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. Assured Concepts Group Ltd. is neither a broker-dealer nor an investment adviser. Securities and Variable Insurance products are offered through Purshe Kaplan Sterling Investments www.pksinvest.com, member FINRA / SIPC , www.finra.org, www.sipc.com. Advisory services provided through Assured Advisory Group, LLC, a Registered Investment Advisory Firm. Purshe Kaplan Sterling Investments is a full service brokerage firm, operated primarily through independent registered representatives. Investing involves risk including loss of principal. The information provided is not directed at any investor or category of investors and is provided solely as general information about products and services or to otherwise provide general investment education.
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